The benefit of banking with FNB Osakis is when you need to make a large purchase or structure an unanticipated expense (household repair, medical bill, etc.), we offer customized personal loans that fit your cash flow. We can make quick decisions and fast transactions, which equals less stress for you!

🚨 Recognize the Signs of Fraud

Fraud can happen to anyone. Scammers are clever, persistent, and often target people by creating a false sense of urgency or trust. If you’ve experienced any of the following situations, pause before proceeding—you could be the target of a scam.

Your secure personal financial management tool!

This personal financial management tool helps you take control of your finances in a secure environment.  Though Mint.com is a popular choice, our Budgeting Tools keeps your confidential data in one secure location!

Loan Calculators

Auto Loan Payment Calculator

Everyone's story is different.

Because your story is unique, your lending needs are too.  Being locally-owned and family-owned, we can make fast, flexible lending decisions.  Rather than trying to cram your story into a box, we celebrate your uniqueness and look for creative ways to get you HOME.

Keep your Health Savings Account in a convenient place! We offer Health Savings Accounts for customers with a compatible high deductible health plan, handle the IRS reporting, and give you the perks of seeing that account with your online/mobile banking.

At First National Bank of Osakis, we try to make your banking experience the best it can be. We offer top technology that gives you peace-of-mind and access to your financials at your fingertips. Explore all that we have to offer and learn how you can optimize your banking experience!

Keep your nest egg in an FDIC insured account where you can access it easily, safely, and have a hassle-free handling for your contributions and distributions.