Agricultural Checking

If you need a proactive partner to help grow your agricultural business, you’ve come to the right place. First National Bank of Osakis is a leading agricultural advocate in the Osakis Community we serve. Our bankers understand your unique marketplace and can offer individualized solutions to help you plan for the future with confidence... and reap the rewards of your labor! Some producers select "personal" accounts, while others find "business" accounts better suit their needs.


Personal Checking Accounts

Free Checking

  • $50.00 minimum opening deposit
  • No minimum balances
  • No monthly fees!
  • Free debit card
  • First order of wallet-style checks free!
  • Enhance with our Digital Products >>
  • Add imaged statements for $3.00 per month (optional)
  • Unlimited withdrawals

Interest Checking

  • $1,000.00 minimum opening deposit required
  • Maintain a minimum $1,000 daily balance to avoid a $9.00 monthly service charge
  • Interest-bearing
  • Free debit card
  • First order of wallet-style checks free!
  • Enhance with our Digital Products >>
  • Add imaged statements for $3.00 per month (optional)
  • Unlimited withdrawals

Investor's Checking

  • $5,000.00 minimum opening deposit required
  • Maintain a minimum $5,000 daily balance to avoid a $12.00 monthly service charge
  • Interest-bearing
  • Free debit card
  • First order of wallet-style checks free!
  • Free imaged statements
  • Enhance with our Digital Products >>
  • Up to 6 monthly withdrawals ($500 minimum); $10.00 per withdrawal after 6

Business Checking Accounts

Small Business Checking

  • 100 transactions free
  • $100.00 minimum opening balance required
  • No monthly balance requirements
  • Options for imaged statements
  • Unlimited deposits

Business I Checking

  • Up to 1% credit against fees
  • $100.00 minimum opening balance required
  • No monthly balance requirements
  • Options for imaged statements
  • Unlimited deposits

Business III Checking

  • $1,000.00 minimum opening balance required
  • Minimum $1,000 daily balance requirement
  • Options for imaged statements
  • Unlimited deposits

Meet Our Banking Pro!

Cheryl Doocy

Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net

Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl

As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!

"There is more mercy in Christ than sin in us." - Richard Sibbes


*Rates are subject to change at any time.