Savings

Tuck those hard-earned dollars away... for a special occasion, a rainy day, or just because! Our Savings Accounts fit the bill and can be enhanced with our great technology!


Personal Savings

  • $50.00 minimum opening deposit required
  • $50.00 minimum balance requirement
  • Interest can be distributed monthly or quarterly... you choose!*
  • Statements can be issued monthly or quarterly
  • First order of deposit slips free!
  • Six free withdrawals per month; $5.00 each beyond six

Youth Savings

  • For youth 18 and under
  • $10.00 minimum opening deposit required
  • No minimum balance requirements**
  • Interest is distributed monthly*
  • Statements issued monthly or quarterly... you choose!
  • Free deposit slips!
  • Six free withdrawals per month; $5.00 each beyond six

Holiday Club Savings

  • No opening deposit requirements
  • No minimum balance requirements**
  • Funds disbursed in a lump sum on November 1st
  • Interest is credited in November*
  • Deposit up to $100.00 per week
  • Statements issued monthly
  • First order of deposit slips free
  • No monthly withdrawals
  • Limit one account per customer


Try our Savings Calculators >>


Meet Our Banking Pro!

Cheryl Doocy

Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net

Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl

As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!

"There is more mercy in Christ than sin in us." - Richard Sibbes

*Rates are subject to change at any time.
**If balance is at zero for thirty days, account will automatically close.