Tuck those hard-earned dollars away... for a special occasion, a rainy day, or just because! Our Savings Accounts fit the bill and can be enhanced with our great technology!

Personal Savings
- $5.00 minimum opening deposit required
- No minimum balance requirements
- Interest is compounded daily and credited quarterly*
- Quarterly statement issued

Kids Club Savings
- $5.00 minimum opening deposit required
- For kids 12 and under
- Interest is compounded daily and credited quarterly*
- Quarterly statement issued

Money Market Savings
- $2,500.00 minimum opening deposit required
- If daily balance falls below $2,500.00, rate changes to Personal Savings rate
- Interest is compounded and credited monthly
- Higher interest rates paid for balances over $10,000, $50,000, $100,000, and $200,000
- Monthly statement issued
- Checks available for purchase

Christmas Club Savings
- $5.00 minimum opening deposit required
- Maximum balance of $2,750.00
- Earn a premium rate on your investment*
- Interest accrued daily and credited annually
- Flexible options for periodic deposits to build your savings
- Funds dispersed in a lump sum on November 15th
- Limit one account per customer
Try our Savings Calculators >>

Meet Our Banking Pro!
Cheryl Doocy
Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net
Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl
As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!
"There is more mercy in Christ than sin in us." - Richard Sibbes
*Rates are subject to change at any time.
**If balance is at zero for thirty days, account will automatically close.