All businesses need a bank that understands their market area, and is responsive to their cash flow needs.
Start a meaningful relationship with our team of lenders, who work hard to help your business succeed.
The following features and services are available with our Business Accounts:

Small Business Checking
- Up to 150 transactions free
- $100.00 minimum opening balance required
- No minimum balance requirements
- Options for imaged statements
- Unlimited deposits

Business Checking
- No minimum balance requirements
- No FDIC assessment charges
- No “less reserves” fees
- Use of deposit bags (zipper or lock style)
- Direct Deposit
- Other fees may apply*

Business Checking with Interest
All of the features of the Business Checking account, plus earn interest!
- Earn competitive interest rate
- Interest compounded and credited monthly
- For qualified customers only
- Other fees may apply*
*Fees may be offset based on your average monthly collected balance and your potential monthly earnings credit.
Surcharge Free ATM's: SHAZAM ATM Locator Search

Meet Our Banking Pro!
Cheryl Doocy
Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net
Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl
As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!
"There is more mercy in Christ than sin in us." - Richard Sibbes