Individual Retirement Accounts

Keep your nest egg in an FDIC insured account where you can access it easily, safely, and have a hassle-free handling for your contributions and distributions.


IRA Options

  • Traditional IRA
  • Roth IRA




Variable Rates

  • Funds are invested in a Personal Savings account
  • Interest compounds daily and is credited monthly
  • Deposits can be added at any time
  • The rate is variable and is subject to change daily


Maximum Annual Contributions

Under the age of 50

2023 Tax Year - $6,500
2024 Tax Year - $7,000

Age 50 and Over

2023 Tax Year - $7,500
2024 Tax Year - $8,000

How long will your savings last? Try our Calculator >>


Meet Our Banking Pro!

Cheryl Doocy

Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net

Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl

As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!

"There is more mercy in Christ than sin in us." - Richard Sibbes