Checking

Our Checking Accounts offer great variety and can be loaded with features to pack a powerful punch to your spending!


Free Checking

  • $5.00 minimum opening deposit required
  • No minimum balance requirements
  • No monthly service charges
  • Imaged statements are available for $3.00/statement/month (optional)

NOW Checking

  • $25.00 minimum opening deposit required
  • Interest-bearing
  • Free wallet-style checks and imaged statements
  • Maintain a minimum $400 daily balance to avoid $5 monthly service charge, maintain $1,000 balance to earn interest**

*Rates are subject to change at any time.

**A minimum balance service charge fee of $5.00 will be imposed every statement cycle unless you maintain a minimum daily balance of $400. You must maintain a minimum balance of $1,000.00 in the account per day to obtain the disclosed annual percentage yield.


Surcharge Free ATM's: SHAZAM ATM Locator Search

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Meet Our Banking Pro!

Cheryl Doocy

Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net

Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl

As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!

"There is more mercy in Christ than sin in us." - Richard Sibbes