Checking

Our Checking Accounts offer great variety and can be loaded with features to pack a powerful punch to your spending!


Free Checking

  • $50.00 minimum opening deposit
  • No minimum balances
  • No monthly fees!
  • Free debit card
  • First order of wallet-style checks free!
  • Enhance with our Digital Products >>
  • Add imaged statements for $3.00 per month (optional)
  • Unlimited withdrawals

Interest Checking

  • $1,000.00 minimum opening deposit required
  • Maintain a minimum $1,000 daily balance to avoid a $9.00 monthly service charge
  • Interest-bearing
  • Free debit card
  • First order of wallet-style checks free!
  • Enhance with our Digital Products >>
  • Add imaged statements for $3.00 per month (optional)
  • Unlimited withdrawals

Investor's Checking

  • $5,000.00 minimum opening deposit required
  • Maintain a minimum $5,000 daily balance to avoid a $12.00 monthly service charge
  • Interest-bearing
  • Free debit card
  • First order of wallet-style checks free!
  • Free imaged statements
  • Enhance with our Digital Products >>
  • Up to 6 monthly withdrawals ($500 minimum); $10.00 per withdrawal after 6

*Rates are subject to change at any time.



Reorder Checks through Main Street Checks >>


Meet Our Banking Pro!

Cheryl Doocy

Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net

Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl

As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!

"There is more mercy in Christ than sin in us." - Richard Sibbes