Our Checking Accounts offer great variety and can be loaded with features to pack a powerful punch to your spending!

Free Checking
- $50.00 minimum opening deposit
- No minimum balances
- No monthly fees!
- Free debit card
- First order of wallet-style checks free!
- Enhance with our Digital Products >>
- Add imaged statements for $3.00 per month (optional)
- Unlimited withdrawals

Interest Checking
- $1,000.00 minimum opening deposit required
- Maintain a minimum $1,000 daily balance to avoid a $9.00 monthly service charge
- Interest-bearing
- Free debit card
- First order of wallet-style checks free!
- Enhance with our Digital Products >>
- Add imaged statements for $3.00 per month (optional)
- Unlimited withdrawals

Investor's Checking
- $5,000.00 minimum opening deposit required
- Maintain a minimum $5,000 daily balance to avoid a $12.00 monthly service charge
- Interest-bearing
- Free debit card
- First order of wallet-style checks free!
- Free imaged statements
- Enhance with our Digital Products >>
- Up to 6 monthly withdrawals ($500 minimum); $10.00 per withdrawal after 6
*Rates are subject to change at any time.
Reorder Checks through Main Street Checks >>

Meet Our Banking Pro!
Cheryl Doocy
Personal Banker
(320) 335-5805 | cheryl.doocy@fnbosakis.net
Osakis Area Native | Fitness Junkie | Wife | Mom | Farm Girl
As your Personal Banker, I look forward to helping guide you to the most beneficial products to optimize the health of your financial future!
"There is more mercy in Christ than sin in us." - Richard Sibbes