Agricultural Checking

If you need a proactive partner to help grow your agricultural business, you’ve come to the right place. First National Bank of Osakis is a leading agricultural advocate in the Osakis Community we serve. Our bankers understand your unique marketplace and can offer individualized solutions to help you plan for the future with confidence... and reap the rewards of your labor! Some producers select "personal" accounts, while others find "business" accounts better suit their needs.

Personal Checking Accounts

Free Checking

  • $5.00 minimum opening deposit required
  • No minimum balance requirements
  • No monthly service charges
  • Imaged statements are available for $3.00/statement/month (optional)

NOW Checking

  • $25.00 minimum opening deposit required
  • Interest-bearing
  • Free wallet-style checks and imaged statements
  • Maintain a minimum $400 daily balance to avoid $5 monthly service charge, maintain $1,000 balance to earn interest**

Business Checking Accounts

Small Business Checking

  • Up to 100 transactions per month free, small fee over 100 transactions
  • $100.00 minimum opening balance required
  • No minimum balance requirements
  • Options for imaged statements
  • Unlimited deposits

Business Checking

  • No minimum balance requirements
  • No FDIC assessment charges
  • No “less reserves” fees
  • Use of deposit bags (zipper or lock style)
  • Direct Deposit
  • Other fees may apply*

Business Checking with Interest

All of the features of the Business Checking account, plus earn interest!

  • Earn competitive interest rate
  • Interest compounded and credited monthly
  • For qualified customers only
  • Other fees may apply*

Surcharge Free ATM's: SHAZAM ATM Locator Search
*Rates are subject to change at any time.