A MESSAGE FROM YOUR CCR AMANDA: Hey Everyone – It’s Amanda, your Customer Service Concierge at FNB! I wanted to share some information on dormant accounts and how you can avoid having your account going inactive! If you have any questions in regards to inactivity, dormancy, or just want to talk about your accounts, stop… Continue Reading The Dreaded Word Dormancy and What It Actually Means for You
Message from the President: The Real Reason for Bank Consolidation
Increased compliance regulation is invading the customer relationship and exhausting locally-owned and managed community banks into consolidating at a historic rate. Since 2010, the year major banking compliance regulation was passed in the form of Dodd-Frank Wall Street Reform and Consumer Protection Act, the United States has lost over 1,800 banks, and 94% of that… Continue Reading Message from the President: The Real Reason for Bank Consolidation
Message from the President: Banking Local Matters
Entering 2018, the 115th year of the First National Bank of Osakis’ existence, it is important to reflect on the vital role locally-owned and managed community banks play in personal finance, economic development, and community leadership for their small communities. Year after year, we read articles (such as this recent one in the WSJ) narrating… Continue Reading Message from the President: Banking Local Matters