Commercial & Small Business
Businesses large and small need a lender that understands their market area and is responsive to their cash flow needs. Start a rapport with a team of lenders that will work to understand your business. Our lenders have knowledge of different financing options including: Economic Development Agencies and Corporations, Small Business Administration, West Central Initiative, and will work to help you build a successful business plan that focuses on the products that will assist your business’ at any growth stage (start-up, growing, or mature). Best of all, you are working with decision makers in your market area as our team has strong relationships with community leaders and organizations.
Additionally, we work to allow our small business leaders to focus on being the talent necessary to profitably operate their business; partnering with your other agencies (accountants, lawyers, title companies etc) to get what needs to be done behind the scenes and at your direction.
If you need a proactive partner to help grow your agricultural business, you’ve come to the right place. The First National Bank of Osakis is a leading agricultural advocate in the Osakis Community we serve. Our bankers understand your unique marketplace. They can offer individualized solutions to help you plan for the future with confidence, and reap the rewards of your labor.
Work with a team of lenders who grew up on area farms, and will work to understand the unique demands of your operation. Our lenders are knowledgeable of different financing options for long-term (real estate), intermediate (equipment, livestock), or short term (input) loans, as well as the programs offered by the Farm Service Agency and the USDA. Our team will help project your cash flow and lay out your operation in a manner which educated decisions can be made on the upcoming year given the constantly changing marketplace, allowing you to market your crop and manage your operation to the best of its potential.
Internet Gambling: By signing an account agreement, businesses certify that they do not engage in the Internet Gambling Business, and they understand the First National Bank of Osakis does not accept any transactions connected to unlawful internet gambling. Any transactions that are connected to unlawful internet gambling shall be rejected.
Applying for a loan at the First National Bank of Osakis is simple. Apply Now or give us a call at 320-859-2101
All loans are subject to credit approval, acceptable collateral, and available equity. Loans are available to residents in Minnesota.